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Feb 12, 2024
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IIBF- OVERVIEW
The Indian Institute of Banking & Finance (IIBF) is a distinguished institution recognized for its delivery of distance learning programs tailored to the banking and finance sector. These programs are meticulously crafted to address the specific needs of professionals within the industry, with the primary goal of enhancing their expertise and fostering personal development.
The oversight of IIBF exam is managed by a Governing Council, a body comprising representatives from the banking and finance industry, alongside academic and professional experts. This diverse composition ensures comprehensive management and guidance for the institution.
Through collaborative efforts with both national and international institutes, IIBF conducts examinations that play a pivotal role in propelling the careers of banking professionals, facilitating their upward mobility within the field.
IIBF offers a diverse array of courses, each accompanied by its corresponding examination. Notable among these are the Diploma Courses, encompassing Banking Technology, International Banking & Finance, Treasury Investment & Risk Management, Commodity Derivatives for Bankers, Home Loan Advising, Retail Banking, Advanced Wealth Management, and Urban Co-operative Banking.
Furthermore, the institution administers examinations for Blended Courses, including Bank Trainers, Certified Accounting & Audit Professional, Credit Professional, Compliance Professional, Risk & Financial Services, and Treasury Professional.
IIBF also provides Certification exams, such as Certificate in International Trade Finance, Certificate Examination in MSME, Certificate Examination in Information System Banker, Certificate Examination in AML/KYC, Customer Service & Banking Codes and Standards, Certification in IT Security, Prevention of Cyber Crimes and Fraud Management, among others.
Under its Flagship programs, IIBF conducts exams like JAIIB (Junior Associate of IIBF), CAIIB (Certified Associate of IIBF), CAIIB Elective Subjects as Separate Certificate Examinations, and Diploma in Banking & Finance. These flagship courses serve as benchmarks for professional achievement within the banking and finance sector.
CERTIFICATION COURSE OF IIBF
IIBF's certification courses are meticulously crafted to empower finance and banking students, nurturing their expertise in the dynamic field of finance and banking. The institute offers a range of courses designed to elevate candidates' knowledge and skills, preparing them to excel in the finance and banking sector. Here are some noteworthy courses provided by IIBF:
"Strategic Management and Innovations in Banking"
"Certificate in International Trade Finance"
"MSME"
"Emerging Technologies"
"Certificate Examination in Information System Banker"
These courses, affiliated with esteemed entities such as the Ministry of Commerce, International Chamber of Commerce (through UCPDC), and the Reserve Bank of India, are highly efficient. They play a pivotal role in grooming finance and banking students into adept banking professionals. Enrolling in these courses proves consistently advantageous for candidates due to the wealth of information they provide. Furthermore, IIBF's exam policies cultivate agility in candidates, ensuring their readiness for various examinations.
IIBF Exam Registration process
Registration for IIBF (Indian Institute of Banking and Finance) exams involves the following process:
Check Eligibility: Ensure you meet the specific eligibility criteria for your chosen exam, as requirements may vary.
Create an Account: Sign up on the official IIBF website to initiate the registration process.
Select Exam: Choose the specific exam you wish to register for, ensuring it's the correct one.
Complete Registration Form: Provide necessary personal and educational details in the registration form.
Upload Documents: Depending on the exam, upload required documents such as a passport-sized photo and signature.
Pay Fees: Use available payment methods to pay the exam fee, varying based on the exam and candidate category.
Receive Confirmation: Upon successful payment, receive confirmation of your registration. Save or print it for your records.
Get Admit Card: Before the exam, receive an admit card with details like date, time, and venue. Download and print it; it's essential for the exam day.
Prepare for Exam: Utilize IIBF's provided study materials and resources to prepare for the exam.
Take the Exam: On the scheduled date, go to the exam center with your admit card and required identification.
Check Results: After the exam, IIBF will release results on their website. Log in to your account to view and check your results.
iibf application fee
To complete their exam registration, applicants need to submit the IIBF application fee. Candidates planning to take the JAIIB and CAIIB exams administered by IIBF are required to pay the following fees:
First Attempt: INR 2700 for JAIIB, INR 3000 for CAIIB
Second Attempt: INR 1300 for both JAIIB and CAIIB
Third Attempt: INR 1300 for both JAIIB and CAIIB
Fourth Attempt: INR 1300 for both JAIIB and CAIIB
The institute has a tiered fee system for exam registration:
· Regular fee applies to candidates registering in the first week.
· During the second and third weeks, the regular fee plus an extra Rs. 100/- is applicable.
· Registrations in the fourth week will have the regular fee plus an additional Rs. 200/-.
· If registration extends beyond four weeks, the fee for extended days will be the regular fee plus Rs. 200/-.
IIBF EXAM DATES
Date
Time Slot
Paper
05th May 2024
8:30 AM, 10:30 AM, 1:30 PM
Indian Economy & Financial System
11th May 2024
8:30 AM, 10:30 AM, 1:30 PM
Principles & Practices of Banking
12th May 2024
8:30 AM, 10:30 AM, 1:30 PM
Accounting & Financial Management of Banking
19th May 2024
8:30 AM, 10:30 AM, 1:30 PM
Retail Banking & Wealth Management
eligibility criteria for iibf exam
The eligibility criteria for IIBF certifications vary based on the specific course you're interested in. Let's break it down in simpler terms:
Professional Banker (PB) Qualification:
You need to have at least a graduation degree in any discipline from a recognized university to enroll in this course.
IIBF Certificate Course in International Trade Finance (CITF):
To enroll in CITF, you should have at least passed the 10+2 examination or an equivalent qualification.
IIBF Certification Course for CBCP:
If you're looking to enroll in the CBCP certification course, you must have a minimum educational qualification of graduation in any discipline from a recognized university.
Additional Requirements:
Some courses might also require relevant work experience in the banking and finance industry.
iibf exam login
To access your IIBF exam account, follow these simple steps:
Visit the Official Website:
Go to the official IIBF website at https://www.myonlineprep.com/exam/jaiib
.
Find the Login Page:
Look for the “Login” or “Sign In” option on the IIBF website. You can usually find it at the top right corner of the homepage.
Enter Your Credentials:
Click on the “Login” or “Sign In” link, and it will take you to a login page. Here, enter your login details, typically your username or membership number, and your password.
Security Check (Captcha):
Some websites use a security captcha to ensure you're not a bot. Complete the captcha if it appears.
Click “Login”:
After entering your credentials, click the “Login” or “Submit” button.
Access Your Account:
Once you successfully log in, you'll gain access to your IIBF account. Here, you can manage your profile, register for exams, check your exam results, and find other relevant information.
IIBF Exam Pattern
The Indian Institute of Banking and Finance conducts the IIBF exams exclusively in Online mode. Candidates aiming for both the JAIIB and CAIIB exams need to attempt three papers in each examination.
JAIIB Exam Pattern
JAIIB Exam Pattern
Total Questions
Total Marks
Qualifying Marks
Duration
Principles and Practices of Banking
120
100
50
2 hours
Accounting & Finance for Bankers
120
100
50
2 hours
Legal & Regulatory Aspects of banking
120
100
50
2 hours
CAIIB Exam Pattern
CAIIB Exam Pattern
Total Questions
Total Marks
Qualifying Marks
Duration
Advanced Bank Management
100
100
50
2 hours
Bank Financial Management
100
100
50
2 hours
CAIIB Elective Paper
100
100
50
2 hours
Important Notes:
1. Both JAIIB and CAIIB exams are conducted in bilingual mode, available in both English and Hindi languages.
2. There is no negative marking in these exams. However, candidates must secure the minimum qualifying marks to pass.
syllabus
I. JAIIB SYLLABUS
The JAIIB syllabus is structured into modules, with each module encompassing numerous topics and subtopics. The comprehensive syllabus for the IIBF JAIIB examination is detailed in the following table for reference.
PAPER- 1(PRINCIPLES & PRACTICE OF BANKING)
Modules
Topics
Module A
Indian Financial System
Indian Financial System – An Overview:
Banking Regulation
Retail Banking, Wholesale and International Banking
Role of Money Markets, Debt Markets & Forex Market
Role and Functions of Capital Markets, SEBI
Mutual Funds & Insurance Companies, Bancassurance & IRDA
Factoring, Forfaiting Services and Off-Balance Sheet items
Risk Management, Basel Accords
CIBIL, Fair Practices Code for Debt Collection, BCSBI
Recent Developments in the Financial System
Module B- Functions of Banks
Banker Customer Relationship
KYC / AML / CFT norms
Bankers’ Special Relationship
Consumer Protection – COPRA, Banking Ombudsman Scheme
Payment and Collection of Cheques and Other Negotiable Instruments
Opening accounts of various types of customers
Ancillary Services
Cash Operations
Principles of lending, Working Capital Assessment and Credit Monitoring
Priority Sector Advances
Agricultural Finance
Micro, Small and Medium Enterprises
Government Sponsored Schemes
Self Help Groups
Credit Cards, Home Loans, Personal Loans, Consumer Loans
Documentation
Different Modes of Charging Securities
Types of collaterals and their characteristics
Non Performing Assets
Financial Literacy
Module C- Banking Technology
Essentials of Bank Computerization
Payment Systems and Electronic Banking
Data Communication Network and EFT systems
Role of Technology Upgradation and its impact on Banks
Security Considerations
Overview of IT Act
Preventive Vigilance in Electronic Banking
Module D- Support Services- Marketing of Banking Services/Products
Marketing – An Introduction
Social Marketing / Networking
Consumer Behaviour and Product
Pricing
Distribution
Channel Management
Promotion
Role of Direct Selling Agent / Direct Marketing Agent in a bank
Marketing Information Systems – a longitudinal analysis
PAPER- 2 (ACCOUNTING & FINANCE FOR BANKERS)
Module A – Business Mathematics and Finance
Calculation of Interest and Annuities
Calculation of YTM Debt
Capital Budgeting
Depreciation and its Accounting
Foreign Exchange Arithmetic
Module B – Principles of Book Keeping & Accountancy
Definition, Scope and Accounting Standards
Basic Accountancy Procedures
Maintenance of Cash / Subsidiary Books and Ledger
Bank Reconciliation Statement
Trial Balance, Rectification of Errors and Adjusting & Closing Entries
Capital and Revenue Expenditure
Bills of Exchange
Module C- Final Accounts
Balance Sheet Equation
Preparation of Final Accounts
Ratio Analysis
Final Accounts of Banking Companies
Company Accounts I & II
Accounting in a Computerized Environment
Module D- Banking Operations
Banking Operations & Accounting Functions
PAPER- 3 (LEGAL & REGULATORY ASPECTS OF BANKING)
Module A – Regulations and Compliance
Legal Framework of Regulation of Banks
Control over Organization of Banks
Regulation of Banking Business
Returns Inspection, Winding up, Mergers & Acquisitions
Public Sector Banks and Co-operative Banks
Financial Sector Legislative Reforms
Recent Legislative Changes in RBI Act
Financial Sector Development Council
Module B – Legal Aspects of Banking Operations
Different Types of Borrowers
Types of Credit Facilities
Secured and Unsecured Loans, Registration of Firms and Incorporation of Companies.
Indemnities
Bank Guarantees
Letters of Credit
Deferred Payment Guarantees
Laws Relating to Bill Finance
Various Types of Securities
Laws Relating to Securities and Modes of Charging – I
Laws Relating to Securities and Modes of Charging – II
Registration and Satisfaction of Charges
Case Laws on Responsibility of Paying Bank
Case Laws on Responsibility of Collecting Bank
Module C – Banking Related Laws
Recovery of Debts due to Banks and Financial Institutions Act, 1993(DRT Act)
Securitisation and Reconstruction of Financial Assets and Enforcement of Securities Interest Act (SARFAESI)
Banking Ombudsmen Scheme
Bankers Books Evidence Act, 1891
The Legal Services Authorities Act, 1987
The Consumer Protection Act, 1986 and CERSAI
The Law of Limitation
Tax Laws
Negotiable Instruments Act, 1881
Payment & Settlements Systems Act, 2007
Module D – Commercial Laws with Reference to Banking Operations
Indian Contract Act, 1872
The Sale of Goods Act, 1930
Indian Partnership Act, 1932
Definition and features of a company
The Companies Act, 1956 (Now Companies Act, 2013)
Foreign Exchange Management Act, 1999
Transfer of Property Act, 1882
The Right to Information Act, 2005
Right to Information and Obligation of Public Authorities
The Prevention of Money Laundering Act, 2002
Information Technology Act, 2000
II. CAIIB SYLLABUS
The CAIIB syllabus is structured into modules, with each module encompassing numerous topics and subtopics. The comprehensive syllabus for the IIBF CAIIB examination is detailed in the following table for reference.
Compulsory Paper – I (ADVANCED BANK MANAGEMENT)
Module – A
Economic Analysis
The fundamentals of Economics
Indian Economy
Module – B
Business Mathematics
Module – C
HRM in banks
Module – D
Credit Management
Compulsory Paper – 2 (BANK FINANCIAL MANAGEMENT)
Module – A
International Banking
Module – B
Risk Management
Module – C
Treasury Management
Module – D
Balance Sheet Management
Paper- 3 (Elective Papers)
Elective Paper – I (CENTRAL BANKING)
Module – A
Rationale and Functions of Central Bank
Module – B
Central banking in India
Module – C
Monetary Policy and Credit Policy
Module – D
Supervision and Financial Stability
Elective Paper-II (INTERNATIONAL BANKING)
Module – A
International Banking and Finance
International Banking
International Finance
Module – B
Foreign Exchange Business
Module – C
International Trade
Regulations covering international trade
Import / Export Finance
Module – D
Derivatives
Elective Paper – III (RURAL BANKING)
Module – A
Rural India
Demographic features
Characteristics of Rural Society
Economic Features
Rural infrastructure
Agriculture Economy
Rural Development Polic
Rural Issues
Module – B
Financing Rural Development
Regulation of Rural Financial Services
Rural Credit Institutions
Financing agriculture / allied activities
Financing Rural Non-Farm Sector (RNFS)
SME Finance
Module – C
Priority Sector Financing and Govt initiatives
Module – D
Problems and prospects in Rural Banking
Elective Paper – IV (FINANCIAL ADVISING)
Module – A
Introduction to Financial Advising
Module – B
Financial Planning
Module – C
Financial Investment Products
Module – D
Taxation
Elective Paper – V (CORPORATE BANKING)
Module – A
Corporate Banking and Finance
Module – B
Investment Banking
Module – C
Project and Infrastructure Finance
Elective Paper – VI (RETAIL BANKING)
Module – A
Introduction
Module – B
Retail Products
Module – C
Marketing / Selling of retail products, MIS and Accounting
Module – D
Other issues related to Retail Banking
Elective Paper – VII (CO-OPERATIVE BANKING)
Module – A
Principles and Laws of co-operative Banking Law and rules relating to Coop Banks
Module – B
Co-operative Banking Operations
Module – C
Technology, Risk management
Module – D
Supervisory and Regulatory aspects
Elective Paper – VIII (HUMAN RESOURCES MANAGEMENT)
Module – A
Human Resources Management
Module – B
Building an HR strategy
Module – C
Motivation, Training and Skill Development
Module – D
Personnel Management and Industrial Relations
Elective Paper – IX (INFORMATION TECHNOLOGY)
Module – A
Introduction to Information Technology
Module – B
Systems and Design
Module – C
Applications in Banking
Module – D
Security, Controls and Guidelines
Elective Paper – X (Treasury Management)
Module – A
An overview
Module – B
Treasury operations
Module – C
Treasury & International Banking
Module – D
Risk Management
Elective Paper – XI (Risk Management)
Module – A
An overview
Risk definition / policies
Asset Liability Management
Risk measurement & Control
Risk management
Module – B
Credit Risk Management
Module – C
Operational Risk
Module – D
Market risk
Module – E
Risk Organization and Policy
IIBF EXAM PASSING CRITTETRIA
Candidates will be deemed to have successfully completed the IIBF exam under the following conditions:
Minimum Marks Requirement:
Achieving a minimum of 50 marks out of 100 in each subject.
Alternative Aggregate Requirement:
Attaining at least 45 marks in each subject with an aggregate of 50% marks across all subjects of the examination in a single attempt.
Retention of Credits:
Candidates may retain credits for the subjects they have passed in an attempt until the expiration of the time limit for passing the examination.
Time Limit for Passing:
Candidates must clear the examination within a time limit of 2 years, allowing for 4 consecutive attempts.
Re-registration After Expiry:
Candidates who do not pass the examination within the stipulated two years must re-register themselves.
Credits for subjects passed earlier will not be retained in this case.
Commencement of Time Limit:
The 2-year time limit commences from the date of application for the first attempt.
Attempt Count:
Attempts will be counted irrespective of whether a candidate appears for any examination or not.
